Oct 23, 2012

Jotipunj Mahatma Phule (Hindi Book) – Jiyalal Aarya

I like to read biography of great persons.

I know Jyotirao Phule as Jyotiba Phule, who is great social activist
before independence era. He has worked for upliftment of backward
people and women through imparting education. He was fully supported
by his wife Savitrabai Phule.
In the subject book, the author has tried to compile the information
on the great personality and piece by piece created his biography.
Since very less information available, the author has taken creative
liberty to weave the story.

The story of Jyotiba is not only inspiring but it is very shocking for
me. I really surprise the way the caste system was operational in our
country. Only because of foreign rule, the downtrodden were able to
free themselves to agreater extent from the slavery of caste system.

The "untouchables" tag is very depressing and it make people mentally
handicapped and helpless. In the book it is mentioned that some
group of people were not living hygienic way, they wear unwashed
cloths, do not bath regularly, bad sanitation habits and non
cleanliness were their life style. Such group of people were not
allowed to touch waters as they were carrying germs & pollute the
water. However over the period those groups were banned from touching
people / water / anything.

Jyotiba struggled to educate people for cleanliness in living and
knowledge for understanding for better living.

These people were totally dependent upon the upper caste and upper
caste people have taken their undue advantage. Jyotiba was trying to
defeat this notion, make downtrodden people to understand their plight
and fight against injustice.

Going through the narration of story, I just could not believe the
strength of Jyotiba to counter the world with sheer determination and
persistence.

I cannot summaries the story but I can definitely say that this book
is nothing but a great motivational and inspiring thought. After
reading the book it enlightens me with issues our fellow Indians are
still suffering.

Even after Independence and n number of schemes of Government, I
realized that by current system of education, you can only learn to
earn but real education, which Jyotiba wanted to impart was to learn
to live with respect.

Khushal Gohil
October 23, 2012

Oct 22, 2012

Birth Day Card

Front page Birth Day Card for Wife.

Drawn by me & Colored by Wife.

Khushal

Oct 3, 2012

Insurance

Dear All,

Let us share some of knowledge about insurance.

Whenever a layman heard about insurance, we will see what is his reaction.

He / she generally relates it to life insurance.

An agent(his / her distant relative), with unending patience and
frequent calls/ requests trying to sell life insurance policy to him.
Agent will try to explain the benefits, riders (some times, agent also
not aware, how it actually work), cash back offers etc.. and will not
leave person till he agrees for a policy.

Person takes policy under obligation or pressure but never understand
the relevance
of insurance and benefits.

Though, I am now discussing general insurance, but mostly people
relates both the insurance as one only.

First we clarify the types of insurance:-

1 - Life insurance
2 - Non Life Insurance (General Insurance)

In India, a company can transact either Life Insurance or General
Insurance. It can not transact both the policies except for micro
insurance.

Therefore since I am working in Non-Life insurance, I will try to
elaborate more on Non Life Insurance aspects.

Non - Life Insurance covers property & liabilities attached to property.

For simple understanding, we will call Non Life Insurance as General Insurance.

General Insurance have "n" number of types of insurance like, Fire
Insurance, Motor Insurance, Marine Insurance, Mediclaim Insurance,
Workmen Compensation Insurance, Hull Insurance, Aviation Insurance
etc..

The companies transacting General Insurance business generally
classifies business in following categoary

1) Fire Insurance
2) Marine Insurance (Marine Cargo & Marine Hull)
3) Miscellaneous Insurance.

--

Enough for one post, in next post, we will discuss further,

Khushal